Gesnautic Nautical Financing Department

GESNAUTIC offers you the option to finance your boat through a nautical loan via two of the major players in the sector: CGI Finance and SGB Finance. This way, you can benefit from personalized, specialized financing tailored to your needs.

CHARACTERISTICS:

The conditions of financing through a nautical loan are as follows:

  • A new or used boat* (the age of the boat plus the financing term cannot exceed 35 years).
  • A duration from 4 years to 15 years at a fixed rate*.
  • A minimum contribution of 20%*.
  • Possibility of having a higher payment at the end of the contract. Depending on the duration of the financing and whether it concerns partner brands, this percentage can range from 30% to 15%*.
  • Registration for private use and charter companies.

ADVANTAGES

Some of the main advantages of taking out a nautical loan with CGI Finance and SGB Finance are:

  • Payment deferral. You can defer the payment of one monthly installment until the end of the contract.
  • Possibility to design a higher payment at the end of the contract to reduce monthly installments.
  • Modification of the payment date*. You can also modify the day of the month when you want the corresponding amount debited from your account.
  • Fixed interest loan. This way, you will avoid surprises throughout the contract duration.
  • Possibility to finance residents and non-residents (according to the current credit policy on nationality and tax residence) in possession of an NIE. We can currently finance clients with the following tax residencies: Spain, Portugal, France, Italy,
  • Germany, the United Kingdom, and the Netherlands.

Subject to approval by the financial entities.