GESNAUTIC offers you the option to finance your boat through a nautical loan via two of the major players in the sector: CGI Finance and SGB Finance. This way, you can benefit from personalized, specialized financing tailored to your needs.
CHARACTERISTICS:
The conditions of financing through a nautical loan are as follows:
A new or used boat* (the age of the boat plus the financing term cannot exceed 35 years).
A duration from 4 years to 15 years at a fixed rate*.
A minimum contribution of 20%*.
Possibility of having a higher payment at the end of the contract. Depending on the duration of the financing and whether it concerns partner brands, this percentage can range from 30% to 15%*.
Registration for private use and charter companies.
ADVANTAGES
Some of the main advantages of taking out a nautical loan with CGI Finance and SGB Finance are:
Payment deferral. You can defer the payment of one monthly installment until the end of the contract.
Possibility to design a higher payment at the end of the contract to reduce monthly installments.
Modification of the payment date*. You can also modify the day of the month when you want the corresponding amount debited from your account.
Fixed interest loan. This way, you will avoid surprises throughout the contract duration.
Possibility to finance residents and non-residents (according to the current credit policy on nationality and tax residence) in possession of an NIE. We can currently finance clients with the following tax residencies: Spain, Portugal, France, Italy,